One of the elements of the Swiss experience that I
regrettably left off my Top 10 list was tradition. Switzerland is full of fun and interesting
traditions, some observed across the country and some locally. We try to experience as many of these as
possible, for example the cow fighting I posted about in April. In 2013 we attended Das Eidgenössische
Schwing und Älplerfest (sorry, no translation possible). A Swiss colleague encouraged me to go,
telling me that for pure, concentrated Swissness this is ground zero. It’s a sort of Swiss Olympic Games that’s
held every three years, each time in a different location. The sites are just vast open fields so for
each Games an enormous temporary arena capable of seating roughly 50,000 fans
is constructed. Since considerably more
than 50,000 people show up, several enormous screens are also set up in the grounds
surrounding the arena. The competition
is comprised of three different events, the main being a form of wrestling
called Schwingen, which takes place in a 12 meter diameter ring covered with
saw dust. The other two are Steinstossen
and Hornussen. Steinstossen
involves the throwing of a small boulder weighing 83.5 kg, which is a bit more
than I weigh. The winner generally
manages a hernia popping distance of about four meters. Hornussen is difficult to describe so I won’t
even try. Imagine Quiddich without the
brooms or flying. Checkout this website
if you’re interested (http://www.myswitzerland.com/en-ch/hornussen-where-the-nouss-flies-from-the-ramp-and-into-the-playing-field.html). The main event, however, is clearly
Schwingen. As with cow fighting, the
winner receives no cash. Just more glory
than you can shake an alpenhorn at and a giant pile of dry goods donated by
sponsors who are nevertheless not permitted to advertise. Washing machines. Lawnmowers.
Furniture. Tools. Livestock.
Sort of like the winners of 70’s game shows in the US (plus farm
animals). The event will be held this
summer so make your plans to attend.
Pure, distilled Swissness taking place in Estavayer (Canton Fribourg)
from August 26th to 28th.
Don’t miss it.
Saturday, July 2, 2016
Tuesday, June 7, 2016
Tort law
I’m no lawyer (although my oldest daughter is) so anything I
have to say about tort law is strictly from a
layman’s perspective. That being
said, I’ll state unequivocally that the Swiss approach to tort law is clearly
superior to the US version. Switzerland has laws designed to keep harmful
products off the market but if you want to do something stupid and hurt
yourself… Well, that’s your fault. Don’t blame someone else. With regards to medical malpractice suits, you
may be surprised to learn that it’s forbidden here for lawyers to participate
in any punitive damages or financial compensation their clients are awarded. They are paid strictly on a fee for service
basis. Plus, the burden of proof for
liability is much higher. The result, as you can imagine, is far fewer
lawsuits, lower malpractice premiums and a paltry level of CYA on the part of
doctors and hospitals. This was driven
home for us once several years ago when Paige was hospitalized for a severe
asthma attack. The situation was
stabilized quickly after admission but the doctors wanted to keep her overnight
until her blood oxygen remained above a certain level while sleeping. As it was not an issue while awake we asked
if she could be released temporarily to attend a Christmas performance in which
she was supposed to participate. They said,
sure, why not, and released her to our care, still wearing her hospital
bracelet, with our promise to return her to the hospital that evening. Think that would ever happen in the US?
Sunday, June 5, 2016
Subtle wealth
Switzerland is clearly a wealthy country. According to every study or report I’ve seen
it’s the richest in the world. The 2015 Credit Suisse Global Wealth Report compares
174 countries and lists Switzerland in the #1 position with the average adult
having a net worth of $567,122. New
Zealand was #2 ($400,811) followed by Australia ($364,896). The US and UK rounded out the top five with $352,996 and $320,368 respectively. When I read this I thought, wow, that’s a lot
of money. It doesn’t seem correct. Then I looked at the second column in the table,
the one showing the median adult wealth.
This shows how broadly this
wealth is distributed in each country and Switzerland gets a surprisingly low grade
in this category. When you look at the ratio
of average wealth to median wealth, Switzerland’s is 5.3, which isn’t as bad as
the US (7.1) but compared to New Zealand and Australia (both 2.2) it’s
considerably less fair than I expected. Another, more sophisticated metric that
economists use to measure fairness of wealth distribution is the Gini
coefficient. At the risk of oversimplifying the statistics
involved, the Gini is a quick way to assess how financially satisfied people
will be in the context of their culture and country. In yet more basic terms, it’s an indication
of how they see themselves compared to their neighbors. In
Gini terms, zero means that everyone has the same wealth and 100 means one guy
has it all. The Gini in Switzerland is 80.3 while in the US
it’s 85.0. To give a bit of perspective,
the average for European and North American countries is 74.8. Those Kiwi’s and Aussies? 65.5. Damn,
talk about finding an economic sweet spot.
Wealth and fairness, together. If you’re wondering where Putin’s kleptocracy ranks,
it’s a 91.2, which, as a bad as that sounds, it’s even worse when you consider
that the average net wealth in Russia is south of $12,000. The economic unsweet spot, poor and unfair. Anyway, back to the subject of this post,
subtle wealth. The reason that I was
surprised that Switzerland’s wealth is relatively unevenly distributed is that
you don’t see the level of ostentatiousness
here that you do in the US. Plainly, there are a lot of rich people
here. Try to find them though and
you’re bound to be disappointed as the Swiss are masters of subtle wealth. They’ll wear a watch worth more than your
retirement savings but hide it under a shirt sleeve. They are a private species and matters of
money may be viewed as the most private of all.
When I first moved here I noticed that even the model numbers on the
BMW’s and Mercedes, indicating the engine displacement (and value), are left off
the cars sold in Switzerland.
The attitude seems to be, why rub it in?
While you’re not likely to see a rich Swiss dressing down, you won’t see
them behaving flamboyantly either. And
you will never hear them publicly making a boorish statement like, “I’m rich,
really rich”. Ever.
By the way, have you ever met an unpleasant, unhappy Kiwi or
Aussie? Me neither.
Wednesday, May 25, 2016
Culturally Swiss
Lisa and I moved here too late in life to ever really be
culturally Swiss. Sure, we share many of
the characteristics that are considered Swiss (follow rules, habitually on
time, fiscally conservative) but these are personality traits that we arrived
with and which partly explain why we’re so comfortably happy here. Paige, on the other hand, has developed into
a veritable Heidi. For her, we’ll never
know whether it was nature or nurture but she’s as Swiss as they come. Should we apply for Swiss citizenship,
there’s a requirement to demonstrate assimilation and she’s our ringer. Speaks perfect dialect? Check.
Member of several local clubs?
Check. Drinks Rivella
voluntarily? Check. Participates in Fasnacht? Double check ( five year member of a clique). Really the only non-Swiss behavior she exhibits
is that she answers the phone by saying “Hello”. You’ll hear no “Crump” barked out when calling our home.
Tuesday, May 24, 2016
Banking
Earlier this year, Paige completed the two day Red Cross babysitting course, hung up
her shingle and opened her babysitting practice. In the few months since, her outrageous fees have
allowed her to accumulate Breaking Bad quantities of cash in her nightstand so I
decided recently that the time had come
for her to open her first bank account. Since
this is not a “drop in” activity here, I made an appointment for us to meet
with a client advisor at UBS. Why UBS?
As American citizens, we have to
go with one of the big banks still willing to deal with the paperwork and risks
that accompany us as a result of the new US banking laws. While
just a thirteen year old babysitter, Paige’s assets would be subject to the
same IRS scrutiny faced by the international arms merchants, drug dealers and
financiers who launder their billions through the Swiss banking system. So, last week we presented ourselves at the appointed time in the giant marble UBS
lobby, a space large enough to host a volleyball tournament, only to learn that
the advisor was not yet available. In
hushed tones, we were directed upstairs where we were met by a nice lady who ushered
us into a bright, sunny meeting room before offering drinks and cookies to ease
the inconvenience. It worked for Paige. She’s still young enough to be bought off by
a Coke. Me, I was just annoyed. After
roughly twenty minutes, our client
advisor showed up, accompanied by a
trainee. He asked if it was okay to involve a trainee and
I replied truthfully that it was. In
fact, I thought it was a good opportunity for Paige to witness how the young
man interacted with us as he dealt with his nervousness. She could very well be in a similar situation
herself someday, a day that would arrive much too soon for my emotional well-being. After introductions, the trainee worked his
way through the presentation, stumbling at some points and receiving guidance
from his mentor. I seeded Paige with a
few questions to ask and, oblivious to the disrespect inherent in their
tardiness, she felt grown up and important.
At the conclusion of the presentation, there were several forms to sign
so we did this and handed them over along with our passports and permits. They told us it would take half an hour to
file the documents so we left to walk around a bit outside and enjoy the nice
spring day. After thirty minutes we returned and were
shown back to the nice meeting room where we waited for what turned out to be
forty-five minutes. What had happened to the famous Swiss
punctuality I wondered, once again annoyed.
Eventually, the advisor and his sidekick showed up, apologizing somewhat
perfunctorily, before returning our passports and completed account forms. In the
end, while I was left unimpressed by their lack of respect for our time, we got
it done and Paige was the proud owner of her very own Swiss bank account. Interestingly,
during the closing pleasantries, the advisor asked whether I had my mortgage
with UBS. I noted that I didn’t because
their rates were high. He was
disappointed to hear this, noting that while their rates are a bit high they strive
to make up for this through superior service, a comment that betrayed a
surprising tone deafness in light of the experience we’d just had. I decided not to add that the other reason
that I’d not gone with UBS was that the mortgage specialist to whom I’d
forwarded our information had never called me back.
Tuesday, April 26, 2016
Landsgemeinde
This past Sunday Paige and I attended the Landsgemeinde in
Appenzell Innerrhoden. What’s that, you
ask? And further, why? Well, it’s the annual open air public meeting
used in this Canton to elect officials, vote on referenda and generally just
decide stuff. It’s taken place at noon
on the last Sunday of April every year since 1378 and is held in the village
square in the center of town. The voting is done by a show of hands but prior
to 1991 this was done by raising a sword, a practice that was changed that year
when women were finally granted the right to vote. Up to that point, possession of a sword itself
had been the proof that one was stimmberechtigt
(has the right to vote) and since they were typically handed down from father
to son, no women owned one. These days a voter identify card is the
official proof but, and I admit to finding this pretty cool, for men the sword
still suffices. Perhaps not so
enlightened but it’s nice when traditions don’t die completely. In any case, I've been curious to attend this event ever since hearing about it and
having realized last year that this was the last of Switzerland’s twenty-six cantons
which I’d yet to visit, this was plainly the excuse I needed. So, at 8:17 Sunday morning we boarded the train
and set out on our little adventure. It’s
a three hour trip from Basel but like always, riding the Swiss trains was a
treat in itself. So pleasant with a
beautiful view of the lakes, mountains and country side rolling by. Once there, we followed the crowd, including
the nattily dressed men with their swords, towards the Landsgemeideplatz to
seek a good vantage point. The central area
had been cordoned off with gendarmes in shiny brass helmets stationed at the
entrances to check ID’s (or swords) before allowing the Stimmberechtigten entry
to the official voting area. Unfortunately,
the weather had turned wintery with grey skies dropping an unpleasant mix of
snow and rain but no matter, the turnout was good and the area grew full. At 12:15, uncharacteristically late, the
parade of officials, flags and people wearing funny hats began their special march
into the voting corral. Finally, what we’d
come for. I’d reviewed the agenda the
week before, just to see if anything especially interesting was on the
docket. A few years ago the Appenzellers
voted on whether nude hiking should be banned and the international media
caught wind of it and descended upon the town to cover the debate. I don’t know how close it was but they came
down on the side of modesty, resolving that the price of a naked stroll henceforth
would be CHF 200. Sadly, nothing so racy
was on the program this year but I did see that “their Excellencies”, the
Chinese, British and Canadian ambassadors would be present. Also, in addition to all of the local
politicians, Guy Parmelin, the Federal Council member responsible for Defense,
Civil Protection and Sport would be in attendance. Clearly, we were to be in good company. This
canton was the last to recognize women’s suffrage and the vintage of that
recognition still brings a bit of ignominy to the community each year. Indeed, it was mentioned during the moving remarks
made by Mr. Roland Inauen to open the meeting this year when he commented that
25 years ago, with half the people excluded, a true democracy did not really
exist. I was glad to hear him note this
as it shows that while there may be some lingering discomfort, it’s acknowledged
and in the past. The 16,000 citizens of
Appenzell are moving forward. This lies
in stark contrast to my own country where just last week, in the NY primary,
over half a million people voted for Donald Trump, showing that there are
plenty in the US who should feel a more contemporary and inexcusable sense of
shame. In the end, and in spite of the
weather, Paige and I judged the trip to have been more than worthwhile and if I
felt any disappointment it was only when the men voted by waving their hands,
not their splendid swords. This week, when recounting our escapade to co-workers,
I found that most were genuinely surprised that I’ve now visited all of the
cantons. I don’t find it so impressive
myself. It’s not like visiting all fifty
US states, an accomplishment requiring an intentional effort and one big enough
that I’m not even close. Some years ago
I made it to thirty-three but have been stuck there since. It’s all that flatness out west that’s sunk
me. I just haven’t found a sufficient
excuse. Now if Oklahoma, Nebraska and
South Dakota would only have a Landsgemeinde.
Then I’d go.

Thursday, April 21, 2016
Cow fighting
Coming up in a few weeks is an event I heartily
recommend. We attended last year for the
first time and it was a real treat.
Switzerland at its finest. The
event to which I refer is the annual cow fighting championship. Before you get your knickers in a twist
thinking that this is a form of bull fighting or, worse, a bovine version of cock fighting, let me
explain. First off, the cows don’t get
hurt. It shouldn’t really be called
fighting as it’s more like intimidation, a word not often used in conjunction
with “cow”. The championship weekend is
the culmination of regional contests in canton Valais and takes place each year
in May. The winner is crowned the Reine
de la Reine (Queen of the Queens) and receives a lovely cow bell and
recognition that she’s one tough cow. No
monetary reward. In a nod to a bygone era,
it’s amateur athletics at its best with only pride at stake. In each round, ten or twelve cows are
released into a big ring where they proceed, on their own, to pair up and lock
horns until one concedes and turns away.
Then each one looks around, pairs up with another and does it
again. Sometimes they don’t even lock
up. One simply stares the other into
backing down. Once a cow yields twice
she’s eliminated. Last year’s winner
was Frégate, the defending champion and a true alpha cow. Will she three-peat? I can’t wait to see. Mark your calendars. May 1st. Aproz, Valais. Be there.
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